Effect of Costs and Operational Income (Bopo), Capital Adequacy Ratio (Car), and Net Performing Loan (Npl) For Return on Asset (Roa) (Empirical Study of Go Public Banking 2011-2017)

Authors

  • Muliahadi Tumanggor , Rita Satria , Jamaludin , Dewi Nari Ratih Permada ,Bulan Oktrima

Abstract

The low level of banking management that often does not develop, is increasing BOPO, CAR, and NPL on
ROA. The third independent variable is formulated to have a close relationship with ROA, so the research
objective is how to identify the relationship of BOPO, CAR and NPL independent variables to ROA in a public
banking company 2011-2017 periode. Samples were determined in 4 companies over a period of 7 years, there
were 28 financial statements using the purposive sampling method. SPSS analysis techniques 24. That BOPO,
CAR significant influence on ROA activities that generate profits. Whereas NPL does not significant effect on
ROA because the allowance for possible losses on assets Earning can cover problem loans.

Published

2020-06-30

Issue

Section

Articles