Analysis Of Investor’s Risk Perception And Investment Decision Towards Mutual Fund Investment In Chennai

Abstract

Mutual fund investment is becoming one of the preferred long term investment method
among the people those who seeking long term savings with reasonable returns. People are thinking that,
mutual fund investments too having some risks and challenges as other mode of investments. In this
scenario, the trade-off between risk and returns is the most absorbing and challenging job for most
investors. Hence this study attempts to analyze the investor risk perception towards mutual fund
investment and their expectation in mutual fund investment. It also attempts to measure the factor that
taken to consider while investing in mutual fund as well as awareness of the investor in different types
of risk. The sample study has been conducted in Chennai city during December 2019 to February 2020.
A sample of 105 individual mutual fund investors has been chosen as their convenience and surveyed
through structured questionnaire. Collected data were analysed by using suitable statistical tools. The
results of this study highlighted that the age between 30 to 40 year people showing more interest;
comparing female, male participation is more; the level of income 3lakhs to 4lakhs showing more
interest in mutual fund investment. This study would add value to new investors as well mutual fund
manager and distributors.