Measuring Bank Performance with RiskBased Bank Rating Model

Abstract

This study aims to assess the health of a bank that is a state-owned public company, namely
PT. Bank Mandiri, PT. BNI, PT. BTN, and PT. BRI. The basis for the assessment uses the
Composite Level category established by Bank Indonesia Policy. The research method uses
quantitative descriptive analysis with the period 2018-2019. The results showed that the four
banks have a Composite rating, meaning that the four banks can deal with environmental
uncertainty due to changes in business conditions and external factors.