Evaluation of Internet Risk Based on Random Forest Model

Authors

  • Shi Sen

Abstract

In recent years, the Internet finance industry has developed rapidly. Internet finance is affecting the entire financial ecosystem with its unique business model and value creation method. It brings unprecedented and convenient experience to the public, and also causes mass incidents due to the outbreak of risks. Among them, Internet lending is the main type of Internet finance, and it is also the source of most mass events. Therefore, this paper uses the random forest model to analyze the loan risk data of a platform in China's online lending industry in order to assess individual default risk.

Published

2020-11-01

Issue

Section

Articles